PEACE OF MIND
Dear valued beneficiary,
As we begin the new year, I want to take a moment to discuss the importance of ensuring you receive all the benefits you're entitled to from your Medicare Advantage plan.
With my expertise as an insurance agent at Last Stop Insurance Solutions, (LLC), I can help you navigate the complexities of Medicare and maximize your benefits. Many beneficiaries are unaware of the full range of benefits available to them, from medical coverage to prescription drug benefits, to include the vaiable cost share savings depending upon your need for care.
I've seen firsthand how having the right guidance can make a significant difference in the quality of care and financial security for my clients. My goal is to provide personalized support to help you make informed decisions about your Medicare coverage.
Whether you're newly eligible for Medicare, wanting to ensure you're in the most optimal plan with the lowest cost share, or just looking to switch plans, I'm here to help you every step of the way. From explaining the different types of Medicare Advantage plans to assisting with enrollment, my aim is to ensure you have the coverage that best suits your needs.
Sincerely,
Michelle Kearns
Owner, Laster Stop Insurance Solutions LLC
Turning 65? Discover Your Coverage Options
Aging into retirement is a life changing event that qualifies you to enroll into plans offering low to zero dollar monthly premiums. Why not? You worked for it!
You are eligible to enroll on a 3-1-3 timeline, which is 3 months prior to turning 65, the month of your 65th, and 3 months after your 65th.
Avoid any late enrollment penalites!
Let's look at putting some money back into your pocket! Copay/Cost Share Needs Anaylisis provided
- Many plan options offer "Over the Counter" cards (OTC) to cover health related items: pain relivers, vitamins, first-aid supplies & personal care products.
- Some plan options offer a Part B cash giveback. (cash in the wallet)!
- Some plan options may include both OTC and Part B cash giveback.
Plan options
- MA plans
Medicare Part C, also known as Medicare Advantage (MA plans) are all-in-one private health plans that bundle your Part A (hospital) and Part B (medical) coverage.
- MAPD plans
Medciare Advantage Prescription drug plans include Part A, B and Part D (prescription drugs).
- Supplement Plans (Medigap)
Some people feel more confident paying a premium to bypass many cost shares.
